Property Tax
Expert Property Tax Advice for Landlords, Investors and Developers Across the UK
At Accountancy Business & Taxation Services, we specialise in guiding individuals and businesses through the complexities of UK property taxation. Whether you own a single rental property, a growing portfolio, or are involved in property development, our integrated tax expertise helps you minimise liabilities, stay compliant, and maximise returns — all while giving you peace of mind.
Property tax rules are among the most changeable and challenging areas of UK taxation. With our deep knowledge of current legislation, we provide clear, practical advice tailored to your specific circumstances.
Why Specialist Property Tax Advice Matters
Property investment can deliver strong returns, but it also brings significant tax responsibilities. From buying and renting to selling or passing on assets, mistakes or missed opportunities can prove costly. Our team ensures you benefit from legitimate reliefs, manage reporting deadlines, and structure your affairs efficiently within HMRC rules.
We work closely with our core tax and VAT services, giving you a fully coordinated approach that standalone property advisers often cannot match.
UK Property Tax Services
Navigating UK property tax can be complex and costly without the right guidance. At Accountancy Business & Taxation Services, we provide clear, expert advice on all aspects of property taxation — including SDLT, Capital Gains Tax, rental income, VAT on property, and Inheritance Tax planning.
Key Areas We Advise On
Stamp Duty Land Tax (SDLT) SDLT applies when purchasing land or property in the UK. Rates are tiered and can increase significantly for additional properties or non-UK residents. As of 2026, the surcharge for additional residential properties is typically 5% above standard rates, with non-residents facing an extra 2% on top.
We help you understand your liability, explore reliefs (such as first-time buyer relief where available), and plan purchases to minimise tax — whether you’re buying your main home, an investment property, or a portfolio addition.
Capital Gains Tax (CGT) on Property When you sell a property that is not your main home, CGT may apply to any gain. Current rates for residential property are 18% for basic rate taxpayers and 24% for higher/additional rate taxpayers, with an annual exempt amount of £3,000.
We maximise available reliefs, including Private Residence Relief (which can fully or partially exempt your main home) and Lettings Relief (available in shared occupancy scenarios, up to £40,000). We also handle the strict 60-day reporting and payment requirement following completion. Our early planning helps reduce or defer liabilities where possible.
Rental Income Tax Income from letting property is taxed as part of your self-assessment. You can deduct allowable expenses such as mortgage interest (subject to restrictions for residential properties), repairs, insurance, and agent fees. A £1,000 Property Allowance offers tax-free income for smaller landlords.
We optimise your tax position by ensuring all legitimate expenses are claimed, advising on cash basis versus accruals, and helping you complete accurate returns efficiently.
Furnished Holiday Lettings (FHL) The dedicated FHL tax regime was abolished from April 2025. Holiday lets are now taxed under standard property income rules for both income tax and capital gains.
We support former FHL owners with the transition, reviewing structures, expense claims, and planning for the removal of previous advantages such as enhanced capital allowances and pension contribution treatment.
Inheritance Tax (IHT) Planning for Property Property often forms a major part of an estate. With the nil-rate band and residence nil-rate band, careful planning — including gifting, trusts, or business property relief where qualifying — can significantly reduce or eliminate IHT.
We integrate property IHT planning with your broader wealth and succession strategy.
Annual Tax on Enveloped Dwellings (ATED) Companies owning UK residential properties valued over £500,000 must pay ATED. For the 2026/27 period, charges range from £4,600 up to £303,450 for the highest-value properties.
We advise on ATED compliance, reliefs (such as for property rental businesses), and strategies to mitigate this tax, including potential de-enveloping.
VAT on Property Many property transactions are VAT-exempt, but the Option to Tax allows you to charge VAT on commercial rents or sales, often enabling recovery of input VAT on costs. We guide you on when to exercise this option, relevant exemptions, and compliance for developments, conversions, and commercial portfolios.
Why Choose Accountancy Business & Taxation Services
- Integrated Expertise: Property tax advice sits alongside our specialist UK tax and VAT services for truly holistic support.
- Up-to-Date Knowledge: We stay ahead of legislative changes, from SDLT surcharges to the FHL abolition.
- Practical, Approachable Advice: We translate complex rules into clear actions that protect and grow your wealth.
- Proactive Support: Regular reviews help you adapt to life changes, market shifts, and tax reforms.
- Trusted Professionals: As a full-service accountancy firm, we build long-term relationships focused on your success and compliance.
Take Control of Your Property Tax Obligations
Don’t let property tax complexities hold back your investment goals or create unnecessary stress. Whether you need help with a specific transaction, ongoing rental portfolio support, or long-term planning, our team is here to help.
Contact Accountancy Business & Taxation Services today for a no-obligation initial discussion. Call us or complete the enquiry form below, and we’ll arrange a convenient time to explore how we can support you.
Your property, your peace of mind — expertly managed.